Privacy Policy

Overview

RateCalc ("we", "our", "us") operates ratecalc.fyi. This Privacy Policy explains what information we collect, how we use it, and your rights.

What We Collect

• Calculator Inputs — processed only to show results, not stored on our servers.
• Email Address (Pro Users) — stored to manage your subscription and send account-related emails.
• Email Address (Newsletter) — stored only if you explicitly opted in.
• Aggregate Usage Statistics — total calculations only; no personal data or IP addresses stored.
• Analytics — we use Umami, a privacy-first, cookieless analytics tool that collects no personal information.

How We Use Your Information

• To provide and improve the rate calculator.
• To verify and manage Pro subscriptions.
• To send account and subscription emails.
• To notify about new features (opted-in users only).

We do not use your data for advertising, build user profiles, or sell data to anyone.

We Do Not Sell Your Data

We will never sell, rent, lease, or trade your personal information to third parties.

Payments

All payments are processed by Lemon Squeezy. We never see or store your payment or card details. Please review Lemon Squeezy's Privacy Policy for how your payment data is handled.

Cookies

We do not set any tracking cookies. Umami analytics operates without cookies.

Data Retention

Your email is retained only while your Pro subscription is active or while you remain on the notification list. You may request deletion at any time.

Your Rights

You may request access to, correction of, or deletion of any personal data we hold. Contact us at hello@ratecalc.fyi.

Contact

Questions? Email us at hello@ratecalc.fyi.